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How do I set up a cold water tank?

How to set up a cold water tank without a heater β€” the right hardy species, why goldfish need space, and how to cycle it before adding fish.

The short answer

A cold water tank is set up almost exactly like a tropical one, minus the heater. You still need a tank, filter, light, substrate, dechlorinator and a test kit β€” you just run it at room temperature and stock it with hardy, cool-water species. The most important step is the same as any aquarium: cycle it for several weeks before adding fish.

What β€œcold water” actually means

Cold water simply means no added heat β€” the tank sits at whatever your room does, usually 18–22Β°C. Good beginner choices are white cloud mountain minnows, which thrive in a nano tank, and small shrimp or snails. Goldfish are also cold water, but they get large and produce a lot of waste, so they belong in a big tank (75 litres and up), never a bowl. Avoid tropical fish here β€” they need stable warmth.

Setting it up, step by step

  1. Rinse your substrate and add it, then hardscape and any plants.
  2. Fill with dechlorinated water and install the filter and light.
  3. Run everything and start the nitrogen cycle β€” this is the slow part.
Don't rush the fish. The tank looks ready in a day, but the biological filter takes weeks to mature. Cycle first β€” see how to cycle an aquarium.

Cycling and stocking

Even without a heater, your filter still needs beneficial bacteria to process fish waste. Follow our full setup walkthrough and cycling guide before adding livestock. Once the cycle is done, add fish slowly β€” see how long it takes to set up an aquarium.

For hardware, browse our aquariums and filter hubs, and if you’re new, start with the best beginner aquarium.

Frequently asked questions

Do cold water tanks need a heater?

No β€” that's the defining feature. Cold water species are happy at normal room temperature, so you skip the heater entirely. In a very cold, unheated room a low-wattage heater set to around 18Β°C can stop big overnight swings, but most homes never need one.

Can I keep goldfish in a small cold water tank?

Not really. Goldfish are big, messy fish that need a large volume β€” think 75 litres-plus for a single fancy goldfish and much more for commons. In anything smaller, stick to nano cold water fish like white cloud mountain minnows.

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